Personal Checking Accounts

Patriot Bank of Georgia offers both interest bearing and non-interest bearing checking accounts. All of our accounts reflect our commitment to value and require a low opening minimum balance. To simplify your financial recordkeeping, Patriot Bank of Georgia offers imaged statements as well as e-statements.

Extreme Checking

• Balances earn interest daily
• No minimum balance required to earn interest
• No monthly service charge
• Unlimited check writing
• Complimentary Online Banking and Bill Pay
• Online statements available
• $500 minimum required to open account
• Free standard checks
• Free 3 x 10 safe deposit box (subject to availability)
• Gift upon opening account
  

Free Checking

• No balance required
• No monthly service charge
• Unlimited checkwriting
• ATM/Debit Card available
• $100 minimum required to open account
• Complimentary Online Banking and Bill Pay

Interest Checking

• Balances earn interest daily
• Unlimited checkwriting
• ATM/Debit Card available
• Complimentary Online Banking and Bill Pay
• Online statements available
• $100 minimum required to open account
• Average daily balance of $1,000 required to avoid monthly service charge of $10

Higher Rate Checking

• Balances earn daily interest
• Unlimited checkwriting
• ATM/Debit Card available
• Free Standard Checks
• Complimentary Online Banking and Bill Pay
• Online statements available
• $100 minimum required to open account
• Average daily balance of $2,500 required to avoid monthly service charge of $20
• Tiered Interest for Balances:
  $0 – $9,999.99
  $10,000 – $24,999.99
  $25,000 – $99,999.99
  $100,000 and over

Veterans Account
Patriot Bank of Georgia offers a designated account for Veterans and active military personnel. Upon account opening you will receive a gift as a token of our appreciation of your service to our country.

• Balances earn daily interest
• Unlimited checkwriting
• ATM/Debit Card available
• Complimentary Online banking and bill pay
• Online statements available
• $100 minimum required to open account
• Free safe deposit boxes (subject to availability)
• Free ‘Pride of America’ checks
• Bonus rates on Certificates of Deposit
• Complimentary Travelers Checks and Official Checks
• Bonus upon account opening
  

Patriot Partnership Account
Maintain an average daily balance of $20,000 in any combination of Checking, Savings, Money Market, Certificate of Deposit, IRA or any lending relationship and avoid the monthly service charge of $20.

• Balances earn interest daily
• Unlimited Transactions
• ATM/Debit Card Available
• Complimentary Online banking and bill pay
• Online statements available
• $100 minimum required to open account
• 50% discount on safe deposit boxes
• Discount on consumer loans with automatic debit