Personal Savings and Investment Accounts

Patriot Bank of Georgia offers an array of short term and long term investment options.

Personal Savings Account

• $5 minimum to open
• NO minimum balance required to earn interest
• Six (6) free withdrawals per month
  
• Additional withdrawals $3 each
• Interest calculated on daily balances and credited quarterly

Personal Money Market Account

• Earn higher interest on available funds
• Free checks and online statements available
• Complimentary Online Banking
• $100 minimum required to open account
• Average daily balance of $10,000 required to avoid monthly service charge of $20
• Tiered Interest for Balances:
  $0 – $9,999.99
  $10,000 – $24,999.99
  $25,000 – $99,999.99
  $100,000 and over

Transactions to third parties or preauthorized transfers are limited to six (6) per statement cycle. All 6 may be by debit card, by checks to third parties and/or similar order to third parties. A fee of $10 per item will be charged for additional withdrawals.

Certificates of Deposit
Certificates of Deposits are available for maturities from seven (7) days to five (5) years. $500 is the minimum required to open a CD. Account subject to penalties for early withdrawal.

Individual Retirement Accounts (IRA)
Choose any IRA option from twelve (12) months to sixty (60) months: Traditional, Roth or Educational. $500 is the minimum required to open an IRA. A substantial interest penalty is charged for early withdrawals from an IRA.