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| FACTS |
WHAT DOES PATRIOT BANK DO WITH YOUR PERSONAL INFORMATION |
| Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do. |
| What? |
The types of information we collect and share depend on the product or service you have with us. The information can include:
- Social Security number
- Account Balances
- Transaction or loss history
- Credit history
- Checking account information
- Wire transfer instructions
When you are no longer our customer, we continue to share your information as described in this notice. |
| How? |
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Patriot Bank of Georgia chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information |
Does Patriot Bank share? |
Can you limit this sharing? |
For our everyday business purposes -
Such as to process your transactions, maintain your accounts(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes -
To offer our products and services to you. |
Yes |
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For joint marketing with other financial companies |
No |
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For our affiliate’s everyday business purposes -
Information about your transactions and experiences |
No |
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For our affiliates everyday business purposes -
Information about your creditworthiness. |
No |
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For non-affiliates to market to you |
No |
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| Questions? |
Call 770-887-9220 or go to www.patriotbankga.com. |
| How doesPatriot Bank of Georgia protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Employee's access to information about is restricted to those who need to know to provide you with products and services. Information is protected by physical, electronic, and procedural safeguards. |
| How does Patriot Bank of Georgia collect my personal information? |
We collect your personal information, for example, when you
- Open an account
- Apply for a loan
- Make deposits or withdrawals from your account
- Give us your contact information
- Show your driver’s license
We also collect your personal information from others, such as credit bureaus, affiliates or other companies. |
| Why can’t I limit all sharing |
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes-information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. |
Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Patriot Bank of Georgia has no affiliates.
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Non-affiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Patriot Bank of Georgia does not share with non-affiliates so they can market to you.
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Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Patriot Bank of Georgia doesn’t jointly market.
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